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Terms of Service

Please read these terms carefully before using our website or services.

Last updated: April 2026

By accessing the Vitavest website (www.vitavest.co.in) or engaging our financial advisory services, you agree to be bound by these Terms of Service. If you do not agree, please discontinue use of the website and our services.

1. Service Description

Vitavest provides financial advisory services including ITR filing, tax consultation, mutual fund advisory, financial and retirement planning, business accounting, and loan advisory. The scope of any specific engagement will be agreed separately in writing with each client.

2. Eligibility

You must be at least 18 years of age and legally capable of entering into a binding contract under Indian law to use our services.

3. Use of Website

The content on this website is provided for general information only. You agree not to misuse the website, including but not limited to attempting to gain unauthorised access, transmitting harmful code, or scraping content for commercial use without permission.

4. No Guaranteed Returns

Investment in mutual funds, stocks, or any other market-linked instrument is subject to market risk. Past performance is not indicative of future results. Vitavest does not guarantee any specific rate of return on any investment recommendation. All investment decisions are made by the client based on their own judgement and risk tolerance.

5. Advisory Disclaimer

Information provided on this website does not constitute personalised financial advice. Personalised advice is offered only after a documented client engagement and a thorough understanding of the client's financial circumstances, goals, and risk profile.

6. Client Responsibilities

Clients are responsible for providing accurate, complete, and timely information required for the delivery of services. Vitavest is not liable for any consequences arising from incomplete or inaccurate information supplied by the client.

7. Fees and Payments

Service fees, where applicable, will be communicated in advance and confirmed in writing. Payments are non-refundable unless otherwise agreed in the engagement letter.

8. Limitation of Liability

To the maximum extent permitted by Indian law, Vitavest, its directors, employees, and partners shall not be liable for any indirect, incidental, consequential, or special damages arising out of or in connection with the use of our website or services. Our total liability shall not exceed the fees paid by the client for the specific service in question.

9. Intellectual Property

All content on this website — including text, graphics, logos, and code — is the property of Vitavest or its licensors and is protected by Indian and international copyright law. You may not reproduce or redistribute our content without prior written permission.

10. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the content, accuracy, or practices of those websites and provide such links for convenience only.

11. Termination

We reserve the right to terminate or suspend access to our services at our discretion, with or without notice, for any breach of these terms.

12. Governing Law and Jurisdiction

These Terms of Service are governed by the laws of India. Any dispute arising out of or in connection with these terms shall be subject to the exclusive jurisdiction of the courts of Hyderabad, Telangana.

13. Changes to These Terms

We may revise these Terms of Service from time to time. The most current version will always be posted on this page. Continued use of the website after changes have been posted constitutes acceptance of the updated terms.

15. Grievance Redressal

Vitavest is committed to resolving client concerns promptly and fairly. If you have a complaint regarding any service, please follow this escalation process:

Step 1 — Contact Us Directly

  1. Email info@vitavest.co.in with subject line "Grievance — [Your Name]" and a clear description of the issue.
  2. We will acknowledge your complaint within 2 business days and aim to resolve it within 10 business days.

Step 2 — Escalate to SEBI SCORES

  1. If your complaint relates to mutual fund advisory or distribution services and remains unresolved after 10 business days, you may escalate to the SEBI SCORES Portal.
  2. Visit: https://scores.sebi.gov.in
  3. SEBI will take up the matter with Vitavest and ensure a resolution within the prescribed regulatory timeframe.

Step 3 — AMFI

  1. For complaints specifically relating to mutual fund distribution (ARN-351441), you may also contact AMFI at www.amfiindia.com.

16. Contact Us

For questions about these Terms of Service, please contact:

  • Email: info@vitavest.co.in
  • Phone: +91 76749 53862
  • Address: Vitavest, Marathahalli, Bengaluru, Telangana, India
Call Now: +91 76749 53862